Terms of Service

1. Acceptance of Terms

Welcome to Beacon of Compassion ("we," "our," or "us"). By accessing or using our website at www.beaconofcompassion.org (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site.

These Terms apply to all visitors, users, donors, volunteers, and others who access or use the Site. By using our Site, you represent that you are at least 18 years old or have parental consent to use the Site.

2. Our Services

Beacon of Compassion is a registered non-governmental organization (NGO) dedicated to providing humanitarian aid, community development, and support services to vulnerable populations. Our Site provides:

• Information about our mission, programs, and impact
• Online donation processing
• Volunteer registration and management
• Campaign information and updates
• Educational resources and awareness materials
• Communication channels for stakeholders

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

3. Donations & Payments

3.1 Making Donations

By making a donation through our Site, you:

• Confirm that you are authorized to use the payment method
• Agree that all donations are final and non-refundable
• Authorize us to charge your payment method for the specified amount
• Understand that donations support our general mission unless specified for a particular campaign

3.2 Tax Deductibility

Beacon of Compassion is a registered 501(c)(3) nonprofit organization. Donations made through our Site are tax-deductible to the extent allowed by law.

3.3 Recurring Donations

For recurring donations:

• You authorize recurring charges to your payment method
• You may cancel recurring donations at any time by contacting us or through your account settings
• Cancellations will take effect at the end of the current billing cycle

3.4 Payment Processing

All payments are processed through secure third-party payment processors (PayPal, Stripe, etc.). We do not store complete payment card information on our servers.

4. User Conduct

You agree not to:

• Use the Site for any illegal purpose or in violation of any laws
• Submit false or misleading information
• Impersonate any person or entity
• Engage in any activity that interferes with or disrupts the Site
• Attempt to gain unauthorized access to our systems
• Use the Site to harass, abuse, or harm others
• Upload viruses or malicious code
• Collect user information without consent

We reserve the right to terminate or suspend your access to the Site for violating these conduct rules.

5. Intellectual Property

5.1 Ownership

All content on the Site, including text, graphics, logos, images, videos, and software, is the property of Beacon of Compassion or our licensors and is protected by copyright and other intellectual property laws.

5.2 License to Use

We grant you a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. This license does not include:

• Resale or commercial use of the Site or its contents
• Collection and use of any listings or descriptions
• Derivative use of the Site or its contents
• Downloading or copying account information for the benefit of another entity
• Any use of data mining, robots, or similar data gathering tools

5.3 User Content

By submitting content to our Site (comments, stories, photos, etc.), you grant us a worldwide, royalty-free license to use, reproduce, modify, and display that content in connection with our mission.

6. Privacy & Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

By using our Site, you consent to the collection and use of your information as described in our Privacy Policy.

7. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. BEACON OF COMPASSION DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• ACCURACY OF INFORMATION
• AVAILABILITY OF THE SITE
• SECURITY OF THE SITE

We do not warrant that the Site will be uninterrupted, error-free, or free from viruses or other harmful components.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BEACON OF COMPASSION AND ITS DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR:

• ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES
• LOSS OF PROFITS, DATA, OR USE
• UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS
• STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE
• ANY OTHER MATTER RELATING TO THE SITE

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis.

9. Indemnification

You agree to indemnify, defend, and hold harmless Beacon of Compassion and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with:

• Your access to or use of the Site
• Your violation of these Terms
• Your violation of any rights of another
• Your user content

10. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes by posting the new Terms on the Site and updating the "Last Updated" date. Your continued use of the Site after such changes constitutes your acceptance of the new Terms.

11. Governing Law & Dispute Resolution

11.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

11.2 Dispute Resolution

Any dispute arising from or relating to these Terms or your use of the Site shall be resolved through good faith negotiations. If such negotiations fail, the dispute shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

11.3 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

12. Contact Information

If you have any questions about these Terms, please contact us: